I am no health-care expert like Zeke Emanuel or Jonathan Gruber, but I do know that Obamacare is a race car designed and built by a kindergarten finger-painting class. Instead of Obummer's promise of reducing the cost of family health-care insurance by an average of $2,500 per year, many "bad apple" insurance plans were replaced by rotten apple ones and costs are skyrocketing. Supposedly 20 million more people have health insurance (a number I doubt ... like just about everything else the Obummer administration claims) ... and, of those, over 90% are in a form of Medicaid.
But just looking at the Obamacare insurance premiums, co-pays and deductibles suggest that, for those poor schmoes who pay full freight, this is not traditional health insurance. It is a bastardized form of major medical. This is because of astronomical deductibles often in five figures as well as high co-pays ... just like old-time major medical plans. However, because of the need to pay for the free-riders, their premiums are many times higher than what they would have been previously. This is a classical screw job ... particularly because, if they don't buy this dreck, then they get fined by the IRS (or as John Roberts called it, a "tax") and still have no insurance.
I can't close this short indictment of Obamacare without a big "thank you" to Senator Marco Rubio who stopped the effort to subsidize health-care insurance companies for their losses. Without his blockage, the Obummer administration would have papered over these losses that have subsequently forced many insurance companies to drop out of this ill-constructed program. If he hadn't done this, the U.S. taxpayer unknowingly would be paying billions more to keep this program afloat ... see: New York Times Article.
And, by the way, this law was supposed to empty hospital Emergency Rooms of those without insurance. Have you been to one lately? They are just as crowded as before ... another Obummer fib.
